Credit Card

• Rewards Credit Cards – Every time you make purchases, you will get the cashback points or rewards.
• Cash Back Cards – You gets cash back as a certain percentage of amount of every purchase.
• Travel Credit Cards – These provide the cashback rewards whenever you spent on travelling.
• Student Credit Cards– These are for student who dont have regular income.
• Balance Transfer Credit Cards – You can transfer your other high interest credit cards to these low interest credit cards.
• Secure Credit Cards – These cards are issued against a collateral for the credit limit sanctioned.

Benefits of Credit Cards

There are several benefits of having credit cards:

• Widely Accepted : Credit Cards are acceptable everywhere.
• Safe to carry : Carrying a Credit Card is safe rather than carrying cash.
• Rewards : It gives rewards and cashbacks on the usage.
• Cash withdrawal : You need not to worry about cash in times of need. You can withdraw cash from credit cards.
• Enhanced Limits : On the basis of certain factors, credit limits can be enhanced over a period of time.
• Credit Score: Regular usage and timely payment of credit card bills improves the credit score. Which is good for taking other loans.

Documents Required

• Identification proof – Passport/ Driving License/Any Other Government-issued document.
• Age Proof – Birth Certificate/Passport/ Any Other Government-issued document.
• Address Proof – Utility Bills/Rent Agreement/Any Other Government-issued document.
• Photographs
• Income proof like Income Tax Return/Bank Statements/Slary Slips.
• Employment Proof
• Credit Report